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Many children and family in the USA are suffering hardship, neglect, and abuse. This site will help these vulnerable people to know and claim their rights during the time of need.

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Four tips on making a family budget for the future

Making a stable family budget for the future can help you spend appropriately and save money. Here are tips you need to consider to create your family budget.

Know your spendings

You should be aware where you spend your money. We usually take into account the significant expenses like mortgage payments and utility bills. You should also consider the small items. You can write down your regular expenses in a notebook. You can categorize your expenses.

Set goals

You need to set goals for your money. Find out how much money will make you feel great financially. It can be saving 2,000 or paying off your credit card debts. Set secondary goals as well; like saving money for a holiday. Write these aims on a piece of paper so that you remember.

Create the budget

Find out what spending habits you need to change if you are spending more than you are earning. People put emphasis on different things on their budget. Some emphasize food on their budget, whereas others emphasize on clothes or electronics. Maintain a log to identify the areas in which you are spending more. You should then work towards spending less on these items.

Monitor progress

You should review your budget every month to make sure that you are fine with it. You should make adjustments to your budget accordingly.

Overall, you should limit your spending. Overspending will lower the quality of life and will eventually get you into great trouble. So, you should follow these tips to make a good budget for your family.

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Three ways to make the divorce process easier for children

More kids are now experiencing the stress of divorce each year than before. The way children react to their parents’ divorce depends on the personality, age and situation. Divorce significantly affects the kids involved. The reaction is usually sadness, shock, frustration, worry or anger. To make your kids cope up with this stressful situation, you need to take the following steps.

Telling them about divorce

You should talk to your children upfront about your decision to get a divorce from your partner. If possible, both the parents must be present. You must explain to your child that sometimes parents cannot agree upon things, their love for each other changes and due to several other reasons they cannot live together anymore. You must tell them that it’s not their fault. When having the conversation with your kid, you should keep aside all your anger, blame and guilt. You should speak according to the child’s age, temperament, and maturity. You should assure your kid that none of you will stop loving each other even if you don’t live with your partner anymore.

Help kids to prepare for the changes

You should accept whatever the reaction can be from your child after hearing the news. Assure your child that it’s all right to react in such manner. Tell kids what changes they may expect in future; for example, who is going to bring them from school, where are they going to stay, where will they spend the holiday, where will each parent live, etc. You must be honest with your kid in answering every question.

Adjusting to the new life

Divorce can make significant changes in life. You should handle these changes gradually. You may get sole custody or joint custody of your child. You need to make arrangements regarding which parent kids can visit for how long. Your kid’s need must come first in making the arrangements.

Divorce is a very sensitive issue, and you must handle it very carefully. You should take each step gradually and help your kid adjust to the new lifestyle.

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Five ways local communities can help homeless people

Many of us who have a beautiful home and family don’t realize what it is like being homeless and without family. You will find many people living on the streets, without any shelter due to personal tragedy. There are many ways local community can help these people.

Educate yourself

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Understand why these people are homeless; find out whether it is for lack of housing, divorce, illness, abuse, or a loss of a job. If you know how they got into such miserable situation, you will be able to find a solution for them.

Donate

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You can donate clothing and food. You can also give a blanket, jacket books, utensils, etc. These items will be very useful for them.

Teach

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You can organize various classes for these homeless people to learn accounting, typing, plumbing, child care, carpentry, etc. so that they can get a job and lead a decent life.

Seek job opportunities

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You can encourage your community people and organizations to hire homeless people to type, clean, paint, or any other task. Many homeless people find it hard to find regular employment.

Advocate

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You can arrange a meeting with your local homeless shelters to find out what is needed to support these homeless people. You can contact the local scout group or other organizations to arrange fundraising events. You should speak up on council meetings of issues related to homeless individuals to increase the awareness. You can also write editorial letters to local newspapers regarding homeless people.

You can build up a support system for these homeless people. All you need to do is give some money, time and services to these people. By working together, you can make a huge difference to their lives.